Lease verses Buy

Lease? Or buy? It's always a tough question for residents in the Biltmore area. But here are a few ideas that'll make the choice more clear.

Either option gives you a choice of how you might finance your car. If you buy, you'll pay the full cost of the car, with maybe an initial down payment, then monthly payments on the balance that pays down the loan principal, and the finance charge.

If you lease, you're financing the portion of the cost of the car that's used up during the term of the lease. When the lease is up, you return the car to your local Biltmore area dealership. You'll pay some money upfront; fees, security deposit, first month's payment and maybe a capital reduction. The month payments include a depreciation cost and a finance charge.

So how do you decide?

First, how big a down payment can you make? A lease would require a smaller down.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs you to have better credit, so that's a factor.

How long will you keep the car? If you tend to keep your cars around for a while, buying is cheaper. But just two or three years? Then leasing is the way to go.

The Organic Mechanic
568 Haywood Rd
Asheville, North Carolina 28806
828-255-2628

If your car might suffer a ding or two, like, say a work truck would, then buying's better. The leasing company will want their merchandise back at the lease end in tip top shape, and if repairs are needed, you'll pay.

How many miles do you drive in and around the Biltmore area? Important to consider because leases have a mileage limit, and if you go over, you pay a hefty charge per mile when the lease is up. So high mileage means a buy.

Will the car be used for business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing is always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment, rather than price. So sometimes leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If a salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at financing options.

Here's another: With a buy or a lease, if you total the car, you'll owe the full amount of the loan, or the balance of the lease payments, and usually, it's less than the car's fair market value – and that's all your insurance company will pay. But ask your agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition, and may need to do all manufacturer's recommended service and maintenance, or face penalties. So see your local Biltmore service center on a regular basis, get the required work done and save the service records. It's well worth it.

Fuel Saving Tip: Check Engine Light

A question for our Asheville North Carolina motorists: How long have you been enjoying the romantic glow of your check engine light?

Hey, it's not there to create ambiance; it's a warning that something's wrong. When your check engine light comes on get it checked at a capable Asheville North Carolina service station.

Many conditions that cause the check engine light to come on affect fuel economy. Some very dramatically.

Always make sure you tighten your gas cap until it clicks. A loose gas cap can cause a false sensor reading that'll make the check engine light come on.

If your date's eyes are smoldering in the reflected glow of the check engine light, try to think of all the gas money you'll save by getting it fixed. Give us a call when you are ready: 828-255-2628

Maintaining Your Older Car In Asheville North Carolina

The government mandates a lot of equipment on cars in Asheville North Carolina: emission devices and control computers, safety equipment like airbags and crash worthiness requirements. All of this is great for the Asheville North Carolina motoring public, but it does add quite a bit to the price of a new car.

Because new cars are more expensive, people in the Hendersonville area are driving their old cars longer. The average car is now over nine years old. Two thirds of vehicles on the road in Hendersonville have more than 75,000 miles. As cars age, their performance drops, they have difficulty idling for long periods and are more sensitive to weather extremes. Fortunately today's cars are up to the challenge – but they need a little help to keep on goin'.

Give The Organic Mechanic a call to schedule your next maintenance.
568 Haywood Rd
Asheville, North Carolina 28806
828-255-2628

Some owner's manuals don't specify service requirements at higher mileage. That doesn't mean it doesn't have to be done. In fact, it's more important than ever to stay on top of routine maintenance for cars with more than 75,000 miles.

First, just extend regular service intervals out: for instance a service that's recommended every 15,000 miles should be performed at 15,000, 30,000, 45,000 and 60,000 miles, and so on. Because of the additional stress older engines experience, the severe service maintenance schedule is more appropriate than the regular schedule – ask your service advisor. Watch for leaks – seals and gaskets dry out over time and don't hold the fluids as well as they used to.

It's also time to make sure you have a good Asheville North Carolina technician. There are some services and replacements that are scheduled after you put on some clicks, like timing belts, valve train adjustments, suspension, anti-lock brake service, air bags, etc. And unexpected repairs down the road are just par for the course. Check for unusual sounds, smells or the way your car feels. These could be hints that trouble's brewing. Better to catch it early before it turns into a costly repair.

And a regular wash and wax will help maintain your car's appearance. One of the things you can do to really help your high mileage vehicle is to begin using high mileage formulation fluids. There are special engine oils, coolants, and transmission and power steering fluids that are formulated for cars that have a few clicks on the old odometer.

High mileage oil is designed to condition seals and gaskets, reduce wear and avoid premature burn off. Older engines are dirtier inside – and dirty engines contaminate their oil faster. High mileage oil has special additives that clean the engine, removing sludge deposits over time. The result is less stress on the engine, better fuel economy and excellent wear protection.

Studies have even shown that using high mileage fluids early will actually prevent some of the problems of high mileage vehicles. So once you hit around 50,000 miles, consider stepping up to high mileage formulations. High mileage fluids cost a bit more than standard fluids because of the additional additives, but they can be worth their weight in gold in terms of preventing repair costs down the road. It does cost more to properly maintain a higher mileage vehicle – but it's way cheaper than a new car payment!

Nitrogen Fill For Tires in Asheville North Carolina

So, everyone in the Asheville North Carolina area knows how great helium is – you know, party balloons, squeaky voices. But a lot of people around Asheville still haven't heard about the benefits of nitrogen in your tires, and how it can help your tires. Here's some great advice from AutoNetTV, brought to you by The Organic Mechanic.

Nitrogen has actually been around for a long time in the Asheville North Carolina commercial sector, but it's just starting to catch on for private vehicles in the 28806 zip code area.

Why nitrogen in your tires? Air is air, right? Actually, it turns out there is a difference.

Contact The Organic Mechanic to learn more about nitrogen in your tires
You can find us at:
568 Haywood Rd
Asheville, North Carolina 28806
Or call us at 828-255-2628

The heart of the matter is maintaining proper tire inflation. When your tires are properly inflated, they last longer, handle better and more safely, and save you money at the gas pump.

The problem is that tires filled in Asheville with regular air can lose a pound and a half of air pressure every month. This just happens as the oxygen in the tire seeps out. So if you don't check your pressure for a month or two, well, you can be significantly low – low enough to actually affect your handling, shorten tire life and waste money at the fuel pump.

How does nitrogen help? Regular air contains about 78% nitrogen. Nitrogen is the largest molecule in air. It's dry and non-flammable. Air also contains 21% oxygen, which is smaller and seeps out of the tire three to four times faster than nitrogen.

So, a tire filled with nitrogen at The Organic Mechanic will take about six months to lose as much pressure as regular air does in just one month. So it's more forgiving for those who don't check their pressure every week.

Also, when oxygen is at higher temperatures – like those inside your tire when you've been driving for awhile – it oxidizes the inside of your tire. Getting the oxygen out of your tire means that it'll last longer.

Who's using nitrogen? Well, let's start with NASCAR and Indy. These racers like nitrogen's ability to maintain consistent tire pressure and reduce tire temperatures under very demanding conditions. The US government requires all commercial aircraft to have nitrogen in their tires. NASA and the US Military use nitrogen. The mining industry has been filling those "humongous" tires with nitrogen for years. And semi trucks and trailers are starting to use nitrogen extensively.

You may have heard some detractors of nitrogen. But the studies and white papers from tire and vehicle manufacturers demonstrate that the technology really works.

In fact, a prominent consumer research group did a study where they filled some tires with air and some with nitrogen and stacked them outside for a year. They observed that the nitrogen filled tires did hold their pressure better, but they couldn't see the economic benefit. But that particular test has very little to do with the real world. Most tires are actually holding up cars and they also get driven around and do a lot of work. So if nitrogen helps them last longer, saves gas and gives safer handling, it's worth considering.

Learn more about nitrogen in your tires by watching our attached auto tips video from AutoNetTV.

What Is A Differential And Do You Have One?

With front-wheel drive being so common these days in Asheville, North Carolina, the differential is just taken care of during a transmission service, so most folks in Asheville, North Carolina don't even have to think about it. And rear-wheel drive differentials don't need to be serviced for years, so it's understandable that it's not something on the top of mind for our Asheville customers. So it's not uncommon for people to not know they have a differential let alone know that it needs service.

Call The Organic Mechanic at 828-255-2628 for information about differential service, or stop by our Asheville, North Carolina auto center at 568 Haywood Rd 28806.

To better understand what a differential does, think about our local Asheville high school track. There are lanes marked off on the track. For the longer distance races, the starting lines are staggered. The starting lines for the outside lanes are ahead of the starting lines for the inside lanes. That's to compensate for the longer length of the outside lanes. Staggering the starting lines means that each runner has the same distance to run.

The differential compensates for the difference in speeds between the inside wheel and the outside wheel in a turn, because they have to travel together through slightly different distances.

It's a very important function. When you think of it, all the power to get a vehicle moving goes through the differential. Most cars in the Asheville, North Carolina area weigh between three and six thousand pounds – trucks even more. The power from the engine goes through the transmission and then through the differential to the drive wheels.

That's a lot of work and requires very heavy duty parts. And those parts need protection. The differential fluid lubricates the gears in the differential and keeps them cool.

The fluid eventually gets dirty and worn down. Some kinds of differentials require special additives that breakdown over time. So manufacturers recommend intervals for replacing your differential fluid.

Your Asheville, North Carolina technician at The Organic Mechanic will drain the used fluid and check it out for metal bits, which could be a sign of excessive wear on the gears. Then he'll replace the fluid and install the additives if necessary.

Your The Organic Mechanic service advisor can look up the manufacturer's recommended service interval or you can check your owner's manual. Give us a call at 828-255-2628 for more information about your differential service.

Protecting Your car From Theft In Asheville North Carolina

Every car in Asheville North Carolina is at risk for theft. So it's up to us to make our cars a less appealing target and more of a challenge – hopefully sending potential thieves to look elsewhere.

The National Insurance Crime Bureau recommends a layered approach to protecting vehicles:

1. Common sense
2. Visible and audible devices
3. Immobilizing devices
4. Tracking devices

Let's review each of these. First, common sense: you would be surprised how many vehicles are stolen from Asheville North Carolina where the keys were left in the ignition with the doors unlocked. Always take your keys, and lock the doors. In fact, in some places it's against the law to leave a vehicle unattended with the keys in the ignition.

And don't leave spare keys in the car or hide them outside – because a thief will find them. Try to park in well-lit areas that have a lot of foot traffic. If possible, park near the end of a row and near a light. Back your car into a parking space or your driveway to make your car more visible to passersby and harder for a thief to work under the hood without being seen.

Remember to roll up your windows completely and avoid leaving your car in public lots for a long time. If you park in a lot that has an attendant, only give them the ignition key.

Keep valuables out of sight: purses, wallets, cell phones, clothes and even change are attractive "smash-and-grab" targets. And pay to have your Vehicle Identification Number, or VIN, etched into your windows – it makes your car less attractive to a thief who wants to send your car to a chop shop.

There are lots of visible and audible devices available. A steering wheel lock is highly visible and will deter some thieves. Loud alarms can alert you and others that your vehicle is being tampered with. But if your alarm does go off, be careful. Observe what's going on; get descriptions of suspicious people and vehicles, including license plate numbers.

Now, if you catch a thief in the act, call 911 but don't approach the person. Your safety is more important than the car.

And here's a great one - immobilizing devices. They actually shut off your car's electrical or fuel supply. So without a key, or knowing where the hidden switch is located, a thief can't drive your car away.

Finally, you can also get a tracking device that allows police to track your car down and recover it quickly.

Remember, where you live, work and drive around Asheville North Carolina has a great impact on your decisions. If you're in an area with high theft rates, you may want to spend more money on security systems. And check with your Asheville North Carolina auto insurance company to see if they offer discounts for adding any of these items.

Of course, the common sense suggestions from The Organic Mechanic don't cost anything and go a long way toward keeping your car safe from thieves. Take a look at the attached video auto tip from AutoNetTV.

Come see us for practical advice on keeping your car safe.
The Organic Mechanic
568 Haywood Rd, Asheville, North Carolina 28806
Call us at 828-255-2628

ICE - In Case Of Emergency In Asheville North Carolina

Sometimes the unthinkable happens in Asheville North Carolina. A terrible accident and those involved aren't able to provide rescuers with emergency contact information.

You have people in the Asheville North Carolina area who you'll want to be contacted to arrange help, give consent to treatment, and inform paramedics of medical conditions, allergies or medications.

Too often, our North Carolina police and rescue workers must sift through pockets, glove compartments, wallets, purses and cell phone directories for clues – often wasting precious time.

A brilliantly simple solution is now spreading around the globe: ICE. ICE – standing for In Case of Emergency, is a way to identify emergency contacts in your cell phone directory.

Simply put 'ICE' before a contact name in your cell phone, like 'ICE – Dad', 'ICE – Nancy', or 'ICE – Doctor Roberts'. Rescuers will be able to quickly identify your emergency contacts, saving valuable time.

Bob Brotchie, a Cambridge, England paramedic came up with the idea and started a promotional campaign in England in 2005. This powerful idea is now being heavily promoted in Asheville North Carolina and in other countries. Rescue workers all know of how many times they are unable to find a wallet or purse on an accident victim, yet they are seldom without their cell phone.

There are national and worldwide disaster databases, but participation can cost up to two hundred dollars a year. 'ICE' is free to the 276 million cell phone users in the U.S.

It is easy and just takes a few minutes to designate some ICE contacts in your cell phone. Remember to keep the listings current.

Please join The Organic Mechanic in getting the word out. Help us put Asheville North Carolina on ICE!

Economics of Maintenance For Asheville Auto Owners

Buying a new car in Asheville is always a big financial decision. The allure of that new car smell is powerful, to be sure. But what if your current car is still in good shape? How do you decide?

People in Asheville who've been used to driving a new car every three to five years may be having second thoughts in this economy. For many, the question is, how does the certainty of a new car payment stack up against uncertain repairs for a car that may be out of warranty?

For purposes of our discussion, let's assume you live right here in Asheville and have a five year old vehicle. It's now paid off. If you keep it, you fear that there'll be some repairs over the next five years, but you really don't know what to expect. For help we turned to Edmunds.com.

Edmunds.com has compiled maintenance and repair information for cars and trucks. With this data, they project likely service and repair costs for a particular make and model. They're able to use manufacturer's maintenance schedules and repair histories for the projections.

Of course, these projections can't predict what will happen to your vehicle in Asheville, but they do give you information to use in your decision.

Let's look at the numbers for a five year old Toyota Camry V-6. In this example, the combined maintenance and repairs for the five year period is $5,748. This works out to an average of $96 a month. The year-by-year averages range from a low of $49 a month to $124 a month.

So compare $96 a month with a new car payment. And it's actually better news than that; you would still have maintenance expenses with a new car, so the repair element could be less than half that figure.

Here are numbers for some other five year old vehicles from around Asheville:

• Ford Escape - $116 a month
• Chevy Silverado - $131 a month
• Jeep Grand Cherokee - $138 a month
• Hyundai Accent - $85 a month.

Now, if your vehicle is older than five years, have a chat with your Asheville service advisor at The Organic Mechanic. We see hundreds of vehicles through our bays every month and we know your car. See if there's any particular problem common with your vehicle that you might see over the next couple of years.

And of course, the best way to keep future repair costs down is to take care of all your scheduled maintenance. This is especially important in older vehicles that have had time to accumulate some deposits.

There are special motor oil formulations that help clean older engines and protect and recondition their seals and gaskets.

We hope this eliminates some of the unknowns in the decision to keep or trade.

Give us a call if you have any questions:
The Organic Mechanic
568 Haywood Rd
Asheville, North Carolina 28806
828-255-2628

Brake Service

Brakes really aren't optional equipment. And taking care of them isn't optional either.

A regular brake inspection is on every car's maintenance schedule. An inspection will check your brake system and let you know if there are any problems. Of course, if you're having trouble with your brakes, get your car into a Asheville or Biltmore service center right away. And watch out for these problems:

• Low or spongy brake pedal
• Hard brake pedal
• A brake warning light that stays on
• Constantly squealing or grinding brakes
• Vibrations or clunking sounds when you apply your brakes

There are two types of brakes: disc and drum. Disc brakes have a rotor that's attached to the axle. Calipers straddle the rotor, kind of like the brakes on a bicycle. Drum brakes are more common on back wheels. Pads, called shoes, push against the inside of the drum to slow the vehicle.

There are several things that need to be serviced on the brake system. First, the brake pads and shoes wear out with use, and become too thin to really help. If the brake pads wear away completely you can damage the rotors. The calipers can grind grooves in the rotor. Then the rotor must either be resurfaced or replaced and that can be expensive. But putting it off is dangerous because your vehicle won't stop as quickly. Sometimes rotors warp or crack and must be replaced.

Brake fluid is also important. When the brakes are applied, the pressure in the fluid activates the brake pads or shoes. Not enough fluid, not enough pressure to brake properly. Also, water builds up in the brake fluid over time, which leads to corrosion, leaks and brake damage, and with hard use, the brakes could severely fade or even fail. You should change the brake fluid when your manufacturer recommends it.

There are different grades of brake pads. There are regular, metallic and ceramic - higher grades cost more, but give better braking performance and smoother operation. It's OK to upgrade your brake pads. But, never use a grade that's lower than what the manufacturer recommends.

Be sure to properly maintain your brakes because it's a lot cheaper than paying your nearest Hendersonville area body shop after an accident.

How Do You Save Gas In Asheville North Carolina?

No one in Asheville North Carolina likes high fuel prices. But if one good thing has come about, it's that people are really focused on how to reduce their fuel consumption. North Americans literally drive billions of miles less each month during times of high fuel prices. But we still need to drive, so it makes sense to try and increase our fuel economy however we can.

Let's look at a real life example of one of our AutoNetTV producers. He has one of those really big SUVs. Lots of kids and horses to haul around, you know. His family was planning a four day camping trip. Here's what he did to cut his fuel costs:

First, he installed a new, high flow engine air filter. Then he had his service center change his oil, flush his cooling system and service his front and rear differentials along with the transfer case. He also had a fuel system cleaning, replaced his PCV value and breather element. He also made sure his tires were up to the recommended pressure.

Now this cost several hundred dollars. But keep in mind, it all needed to be done anyway – it was all scheduled, and some of the work was overdue.

So he headed out, loaded with nine people and pulling a ton of trailer with everything needed for four days of camping. When the trip was over, he had turned in the best fuel economy he had ever gotten on that vehicle. It had improved 25 percent. He saved $48.00 on that trip alone. And the savings keep on coming every day.

Here's a quick summary of what you can do to save fuel in Asheville North Carolina. First get caught up on your routine maintenance. Nearly every scheduled service item can save you some fuel. If its time for a tune-up, git'er done. That's a big item.

If your check engine light is on, have your Asheville North Carolina service center at The Organic Mechanic figure out why and fix it. Check engine problems can be real gas wasters.

Proper tire pressure and wheel alignment can really help as well. Try not to carry around a bunch of stuff. An extra hundred pounds can cost a mile per gallon.

Now you may not want to hear this, but the single biggest fuel waster for most people is their right foot. Zooming away from stop lights and hot rod lane changes really waste fuel. Take it easy, don't speed and plan ahead.

Finally, you may have noticed that we haven't mentioned any magic pills or devices that will double your mileage. That's because there aren't any. Some may help a bit, but there are a lot are scams.

Do some research and check with your service advisor at The Organic Mechanic before spending your hard earned cash.

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